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The Budgeting and Saving category focuses on strategies to manage money wisely in an age of rising expenses. We share practical tips, tools, and case studies on how individuals and families can optimize budgets, cut costs, and save for the future. From emergency funds and recurring deposits to digital budgeting apps, our content empowers readers to take control of their finances. Whether you’re a student managing pocket money or a professional planning long-term goals, this section provides actionable insights to build financial stability.
Ruchir Sharma’s 2025 Forecast: Will Contrarian Investing Beat Overpriced Tech? 📢 Introduction: Challenging the Market’s Favorite Narrative In 2025, global markets are riding a tech-driven high, with AI, green energy, and semiconductor stocks leading the rally. Yet veteran investor Ruchir Sharma warns that valuations are stretched, investor euphoria is peaking, and contrarian plays in overlooked … Read more
🧭 Introduction That scene unfolded recently, with the new U.S. tariffs for 2025 hitting with more USA Consumers: protect American jobs, reshore manufacturing, level the playing field etc. But for those who aren’t charging big business trips on company cards, the effect is more immediate and direct: on costs of living — from the weekly … Read more
🧭 Introduction Investing in gold in 2025 is no longer a straightforward decision between purchasing a gold coin and keeping it at home. Indians today juggle digital gold, gold ETFs, Sovereign Gold Bonds (SGBs) and traditional physical gold (in the form of coins, bars and jewellery). The real issue isn’t “which is better?” but “which … Read more
🧭 Introduction The Union Budget 2025 is being crafted as a reset for middle‑class households and a productivity punch for MSMEs. Raised On the one hand, direct tax relief in the new regime prods salaried earners to bank more and save more and to relax compliance as well. On the other hand, access to credit, … Read more
💳 Introduction Credit bureaus in India are quietly and significantly being updated in 2025 as rent payments and UPI activity shift from the periphery to influence the credit bureau conversation. For millions of urban renters and digital‑first workers who do pay perfectly every month but don’t have traditional credit lines, it could mean the difference … Read more
🧾 Introduction GST reform 2025 is the most significant reset to India’s indirect tax since launch, and it impacts your day-to-day life — from the cost of your weekly groceries and mobile data to how your neighbourhood chemist, local eatery or freelance designer charges you. The cornerstone is simplification — fewer slabs but higher GST, … Read more
🧭 Introduction Inflation is the silent killer of purchasing power, the tugging upward of prices and the rewriting of family budgets without the courtesy of asking permission. You feel it at the grocery checkout, at the petrol pump, when your EMI or rent takes out a bigger chunk of your income. This guide lays out … Read more
💡 Introduction You bet I’m still making money while I sleep, but then again, passive income doesn’t have to begin with a lakh, anyway. By 2025, you can start with as little as ₹1,000 — if you choose products that have low charges, automatic contributions and compounding in place. This guide reveals the only 5 … Read more